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FLEXIBLE NAIRA

Keep value in Naira until you choose a station.

Flexible Naira is for a refill whose location is not settled yet. Your balance stays Naira-backed and converts to gas using the selected station price at redemption.

A Black woman checking her phone beside a lit gas stove.

Add Naira value

Keep the refill value separate until the location is settled.

Choose a station later

Review an available verified station when you are ready.

Approve the exact request

Confirm the station, amount and quantity before sharing the OTP.

WHO IT IS FOR

Use Flexible Naira when the station can wait.

You add Naira value without tying it to a particular station. When you are ready to refill, choose an available verified station and review the conversion before authorising it.

Because the balance is Naira-backed, it does not promise a fixed gas quantity. The quantity depends on the station price used for that redemption.

AT REDEMPTION

The current station price turns the request into gas quantity.

The attendant enters the Naira value or gas quantity being dispensed. FlamePay shows the conversion and the balance that will remain before an OTP is sent.

You may redeem part of the balance. The remainder stays available for a later refill.

  • Minimum base deposit: ₦3,000.
  • Flexible Naira service fee: 3% of base value, with a ₦100 minimum and ₦2,000 maximum.
  • Payment processing is calculated by the payment provider at checkout.

WHAT PROTECTS THE BALANCE

An OTP authorises one exact redemption request.

The customer OTP confirms the station, amount and quantity currently being requested. Value changes only when the attendant then confirms that the gas was dispensed.

A failed or cancelled redemption does not reduce the balance and does not create station settlement value.